Daniel Lippman

WASHINGTON — Taryn Zychal thought she’d be working as an industrial designer after graduating from the Art Institute of Philadelphia. Instead, it’s the debt collection agencies that are working overtime, calling her nearly 30 times a day from 8:30 in the morning to 9:30 at night. The 27-year-old says she has around $150,000 due in loan payments from attending the private, for-profit university, but Zychal said she couldn’t get a job in her chosen field, and not one of her credits would transfer when she tried to switch to another school.