Working hard and living within our means is something that, as a father, I tried very hard to instill in my children. But as a parent, I can't think of a worse role model than the federal government. One of the first votes the Senate will take this year will be to raise the $12.4 trillion debt limit -- the amount Washington can charge to the nation's credit card - just a month after they increased it by $290 billion. This shouldn't be how we start the new year.