A credit card resource website is ranking the best cards for college and high school graduates, including those offering rewards and others offering zero percent interest for at least the first few months.
CardHub.com said it is important for new graduates to establish credit.
"Credit cards are the most efficient, allowing users to add positive information to their major credit reports on a monthly basis by simply keeping their accounts in good standing," according to the website.
Its list of 2012's Best Credit Cards for Graduates includes:
* Journey Student Rewards from Capital One that offers 1 percent cash back on all purchases as well as another .25 percent when grads pay on time.
* Discover Open Road Card for Students that gives a zero introductory interest rate on new purchases for nine months, the longest zero-percent term available to students.
Neither of these has an annual fee.