Credit repair manual helps restore scores to useful level

Dec 13 2012 - 10:52pm

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There are hundreds of products on the market calling themselves the ultimate credit repair kit. They come in books, computer software and even DVD/CD-ROM form.

When it comes to credit repair, these kits can actually help people who are facing problems with their credit reports and credit scores.

One great product we found is a book written by John Ventura called "The Credit Repair Kit." It is available on Amazon for anywhere from $1 used to $15 new. This book has gotten rave reviews as the ultimate guide for anyone who needs to take steps toward a better credit rating.

The book contains extensive information about the credit reporting bureaus, credit report basics, how to read your credit report, and how to correct credit problems. The information in "The Credit Repair Kit" is in-depth and easy to read.

There are also numerous e-books available on the Internet that can be considered credit repair kits. The best part about e-books is that they are downloaded directly to your computer and are available to buy anytime, day or night.

Credit repair kits that come in software programs for your computer offer tools that connect directly to the main credit reporting agencies and check your credit report for you, along with tools to help keep you out of trouble once you have repaired your credit.

Here are a few topics you'll want to look for in a credit repair kit:

* An explanation of how credit reporting agencies gather and evaluate the information on your credit report.

* How to read your credit report.

* How to find out what your credit score is.

* What to do if there are errors on your credit report.

* How to handle identity theft.

* Ways to rebuild your credit and raise your credit score

* Tools to make long-term goals that will keep you out of problems once you have repaired your credit.

A credit repair kit is a great way for the average consumer to take steps on their own toward raising their credit and becoming financially solvent again. Using a credit repair kit can be one of the most important tools in your arsenal when you want to get your credit score back to where it was before you got into trouble.

Gordon Putnam is a credit repair expert with Utah Credit Alliance. Utah Credit Alliance specializes in credit repair and boosting credit scores. You can find him on the web at www.utahcreditalliance.com.

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